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Loan Rates

Loan Rates

Effective July 1, 2017
Contact us for more information.

Vehicle Loan Rates

Type Percent
Financed
Approximate
Term
As low As
APR1
New & Used (2015-2017) up to 100% 36 – 84 months 2.60%
Used (2012-2014) up to 100% 72 months 3.00%
Used (2011 and older) up to 100% up to 60 months 3.50%

Home Equity Loan Rates

Term

Loan to Value

As low As APR1
Up to 60 month closed end/fixed rate Up to 80% 4.75%
61 months up to 120 month closed end/fixed rate Up to 80% 5.25%

Home Equity Line of Credit Rates

Term

Loan to Value

As low As APR1
10 year draw/10 year payout
(For a total of 20 years)
Up to 80% 5.25%


Watercraft Loan Rates

Type Percent
Financed
Approximate
Term
As low As
APR1
New up to 90% 60-120 months 6.49%
Used up to 90% 36-72 months 7.00%

Motorcycle Loan Rates

Type Percent
Financed
Approximate
Term
As low As
APR1
New 2015-2017 up to 100% up to 60 months 5.75%
Used up to 100% up to 48 months 7.00%

Other Loan Rates

Type Approximate
Term
As low As
APR1
Personal Loans 12-60 months 9.25%
SmartLine Line of Credit 7.49%
Share Secured Loan 3% over share dividend rate
Overdraft Protection Loan 12.00%

1
APR = Annual Percentage Rate. Rates shown reflect maximum discounts available. Certain restrictions apply. Rates are subject to change at any time. Rates are based on individual’s creditworthiness.