Loans
Looking to buy
a new car, boat, or RV? Need to consolidate your debts? Want a
home equity line of credit? If so, then City County Employees
Credit Union has a loan to meet your needs. Get Pre-Approved
today so that you can negotiate as a "Cash" Buyer.
Loans are available to our
members for a variety of purposes. We offer:
Automobile Loans
Whether you want a new or used vehicle, you may finance it
through us. We can finance up to 100% for new cars for
qualified members. Preview our loan rates, complete an
online
application today, and drive in your new car tomorrow.
Share Secured Loans
Borrow from yourself and save!
Use your regular share account as collateral and borrow up to
90% of the available shares in your account. You will continue to earn
dividends on your savings as you pay down your loan. It's
easy!
"Smart Line" Line of Credit
Loans
SmartLine was designed for Smart Money Managers, because we
think you should be rewarded for your good credit! Enjoy the
convenience of a loan without filling out a new application
each time you need money. Make loan advances anytime of $50 or
more, up to your established credit limit with our special
SmartLine checks, in person or by telephone transfer.
To request a loan approval today, contact our Loan
Department or complete an
online application.
CheckMate Overdraft
Protection Line of Credit Loans
Get an added level of
protection against unanticipated cash flow emergencies and
account reconciliation errors with a CheckMate Overdraft
Protection Line of Credit loan. This loan backs up your Share
Draft Checking account and helps you avoid any non-sufficient
funds (NSF) fees.
-
Minimum
credit line limit is $300.
-
Advances
are made in $50 increments.
-
Enjoy an
open-ended term and a fixed rate.
To request a
CheckMate Overdraft Protection Line of Credit loan, contact our Loan
Department or complete an
online application.
Personal Loans
Personal loans are a cost-effective alternative to credit
cards. Your Credit Union can offer member loans as low as $300
and up to $10,000 - a program to fit everyone's needs.
Personal loans are also an excellent product to help younger
people establish a credit history. They are also a better
alternative for people who have had difficulty with using
credit cards in the past.
Whatever your personal needs may be, a City County Employees
Credit Union, low interest rate personal loan may be a smart choice
for you. Complete an
online application today.
Watercraft Loans
Get ready to sail away. If you have been looking to get that
special boat for your weekend getaways, City County Employees
Credit Union can help. Whether new or used, your Credit Union
can finance your sunny dreams at an excellent rate. Complete
an
online application today to get started.
Recreational Vehicles /
Motor Homes
Finance your RV or motor home with
a City County Employees Credit Union loan today, and hit the
open road tomorrow!
With a recreational vehicle loan from your credit union,
you'll receive:
-
Low fixed rates
-
Terms to 15
years
-
Up to 80% of
the purchase price available
-
Automatic
payments available
-
Credit Life &
Credit Disability Insurance available
Apply online now!
Added Loan
Protection
With more employers reducing benefits, our Low Cost Payment
Protection Plans will give you and your family PEACE OF MIND!
You can rest easy for just pennies a day with our credit life
and credit disability plans, knowing your loan payments will
be covered should you become ill or injured, or meet with an
untimely death. You'll be glad you did, and your family will
thank you!
We also offer a Mechanical Repair Coverage (MRC) policy and a
Guaranteed Asset Protection (GAP) policy at special low member
prices.
MRC, much like an extended warranty offered at dealerships,
pays for covered mechanical repairs. Several plans are
available offering various levels of protection.
Learn more...
GAP covers the difference between what your insurance company
pays and the amount owed on your loan if you covered vehicle
is a total loss due to accident damage, theft or other covered
occurrence. Learn more...
In addition, if
you need budgeting assistance, you may seek help through
various community services or the
Consumer Credit Counseling
Service. City County Employees
Credit Union is an equal opportunity lender, and as such we
will accept and process applications for loans without regard
to the applicant's sex, marital status, race, color, religion,
national origin or age (provided that the applicant is at
least 18 years of age and can enter into a legal contract).
Applicants must be members of CCECU and must complete and
submit application forms approved by CCECU. |
