Mechanical Repair
Coverage
Getting an auto
loan is more than just the right rate. It's also about having
the right protection.
MEMBER'S CHOICE® Mechanical Repair
Coverage (MRC) helps pay for covered repairs on
your car when that unexpected breakdown occurs. For a few
dollars a month, you can protect your vehicle and your
finances from expenses that could total hundreds or even
thousands of dollars!
Purchasing Mechanical Repair Coverage on a vehicle that is
still covered by the manufacturer's warranty provides you with
the most convenient, cost-effective way to ensure
uninterrupted protection and peace of mind if you own the
vehicle after the manufacturer's warranty expires.
On the date of purchase, the MRC plan starts protecting you
immediately from the cost and inconvenience of covered
breakdowns, with the plan's 24-hour roadside assistance,
towing, emergency travel expense and rental reimbursement. The
coverage complements your manufacturer's warranty because the
roadside assistance and travel expense reimbursement can be
used immediately, even if your vehicle breaks down during the
manufacturer's warranty period. Later on down the road, your
protection continues seamlessly after your manufacturer's
warranty expires.
If you're purchasing coverage for an eligible used vehicle
that is no longer covered by a manufacturer's warranty, you'll
have peace of mind in knowing that you're protected from the
cost and inconvenience of covered breakdowns.
You
should consider MRC protection if you have miles and/or years
at risk.
Ask yourself
these four simple questions to help determine your need for
Mechanical Repair Coverage:
-
How many
miles do you drive in a year?
-
How many
years do you plan to keep your vehicle?
-
How many
total miles do you expect to drive your vehicle?
-
How many
miles remain under your factory warranty, if any?
Purchasing MRC
before your manufacturer's warranty expires can provide you
with seamless, uninterrupted protection.
The MRC
plan pays for parts and labor for any covered repair.
You pay only
the deductible amount you select - $0, $50, $100, $250.
On covered repairs, the plan also includes:
-
Rental reimbursement up
to $30 per day for up to 5 days if your car is kept out of
service overnight for a covered breakdown.
-
Towing reimbursement up
to $50 per occurrence for covered breakdown.
-
24-hour, toll-free roadside assistance,
which covers towing, jump starts, flat tire changing, fuel,
oil or other fluid delivery, and entry when keys are locked.
-
Emergency travel expense
up to $500 for lodging, meals and transportation if your car
breaks down more than 100 miles from home.
The MRC plan is:
-
Good at licensed
automobile dealers or repair facilities in the U.S. and
Canada
-
Transferable if you sell
your vehicle to a private party.
-
Cancelable at any time
on a pro-rata basis.
-
Convenient, with
toll-free customer service and communications.
-
Hassle-free, because the
repair facility is paid directly by the plan.
-
Flexible, since you can
choose coverage and terms (months and miles) that match your
vehicle and your driving habits.
Contact us for more information or
a quote on MEMBER'S CHOICE® Mechanical Repair Coverage. |