Privacy Notice - - City County Employees Credit Union

"Blending Technology with Personal Service"

City-County Employees Credit Union Privacy Notice - September 2008

If you prefer that we do not disclose nonpublic personal information about you to the type of entities described in our Privacy Policy, you may opt-out of those disclosures; that is, you may direct us not to make those disclosures. For joint accounts, an opt-out request submitted by one party will apply to all parties on the account. If you wish to opt-out of disclosures to these non-affiliated third parties, you should call us at (727) 442-7746, or complete the Notification To Limit Sharing (opt out) portion of the Privacy Policy and bring or mail the completed form to:

City County Employees Credit Union
719 S. Missouri Avenue
Clearwater FL 33756

Privacy Notice
City County Employees Credit Union
What Does CCECU Do With Your Personal Information?

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?	The types of personal information we collect and share depends on the first product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores When you close your account, we continue to share information about you according to our policies.

How?	All financial companies need to share customers' personal information to run their everyday business - to process transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons CCECU chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does CCECU share?	Can you limit this sharing?
For our everyday business purposes - to process your transactions, maintain your account, and report to credit bureaus	Yes	No
For our marketing purposes - to offer our products and services to you	Yes	No
For joint marketing with other financial companies	Yes	No
For our affiliates' everyday business purposes - information about your transactions and experiences	No	CCECU has no affiliates
For our affiliates' everyday business purposes - information about your creditworthiness	No	CCECU has no affiliates
For our affiliates to market to you	No	CCECU has no affiliates
For non-affiliates to market to you	Yes	Yes (You may opt out below)

Contact Us

Call (727) 442-7746 or go to www.ccecu.org/privacy

Sharing Practices
How often does CCECU notify me about their practices?	We must notify you about our sharing practices when you open an account and each year while you are a member
How does CCECU protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CCECU collect my personal information?	We collect your personal information, for example, when you open an account or deposit money pay your bills or apply for a loan use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit sharing only for affiliates' everyday business purposes - information about your creditworthiness pay your bills or apply for a loan use your credit or debit card State laws and individual companies may give you additional rights to limit sharing.

Definitions
Everyday business purposes	The actions necessary by financial companies to run their business and manage customer accounts, such as processing transactions, mailing, and auditing services providing information to credit bureaus providing information to check printing companies responding to court orders and legal investigations
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies CCECU has no affiliates
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include companies that provide mortgage, investment, and insurance services on our behalf, and direct marketing companies, such as printing and mailing service firms
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include insurance companies and direct marketing mail houses

If you want to limit our sharing

Contact us

By telephone	(727) 442-7746
On the web	www.ccecu.org
By mail	City County Employees Credit Union 719 S. Missouri Avenue Clearwater FL 33756
Unless we hear from you, we can begin sharing your information 30 days from the date of this notice. However, you can contact us at any time to limit our sharing.

Notification to limit sharing (opt out)

Your choices will apply to everyone on your account.

Check the box if you want to limit sharing: (See above)

Your Name
Your Address


Your Account Number

Mail to:

City County Employees Credit Union
719 S. Missouri Avenue
Clearwater FL 33756

Download this notice

Servicing Members Since 1941

719 S. Missouri Ave., Clearwater, Florida 33756

Phone	727-442-7746	\|	DANA	727-447-1076
Fax	727-449-1637	\|	MILT	727-445-9452

Your savings Federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, A U.S. Government Agency