Loan Rates
Effective March 31, 2011
Contact us
for more information.
See
our Newsletter for Current Quarterly
Special Loan Rates
|
Vehicle Loan
Rates |
|
Type |
Percent
Financed |
Approximate
Term |
As low As
APR1 |
|
New |
up to 100% |
36 - 72 months |
3.25% |
|
Used (1 year old) |
up to 100% |
72 months |
3.40% |
|
Used (1-4 years old) |
up to 100% |
up to 60 months |
3.25% |
|
Used (5-7 years old) |
up to 100% |
up to 48 months |
5.79% |
|
Classic Autos |
up to 80% of certified
appraisal |
up to 60 months |
9.49% |
| |
|
Home Equity
Loan Rates |
|
Type |
Notes |
As low As
APR1 |
|
Closed-End
/ Fixed-Rate |
Call for
fees & terms |
As low as 6.25%2 |
|
2Example of Pmts: 60 Mo. Fixed Rate Equity
Loan For $10,000 with APR of 6.25% |
| |
|
|
|
|
Watercraft
Loan Rates |
|
Type |
Percent
Financed |
Approximate
Term |
As low As
APR1 |
|
New |
up to 90% |
60-120 months |
6.99% |
|
Used |
up to 90% |
36-60 months |
7.50% |
| |
|
Motorcycle
Loan Rates |
|
Type |
Percent
Financed |
Approximate
Term |
As low As
APR1 |
|
New |
up to 100% |
up to 60 months |
6.90% |
|
Used |
up to 100% |
up to 48 months |
7.90% |
| |
|
|
|
|
Recreational
Vehicle / Motor Home Loan Rates |
|
Type |
Percent
Financed |
Approximate
Term |
As low As
APR1 |
|
New |
up to 80% |
84-180 months |
8.00% |
|
Used |
up to 80% |
60-120 months |
8.25% |
| |
|
|
|
|
Other Loan
Rates |
|
Type |
|
Approximate
Term |
As low As
APR1 |
|
Electronics (Computers,
TV's, etc.) |
up to 12 months |
8.90% |
|
up to 36 months |
9.90% |
|
Personal Loans |
|
12-60 months |
8.50% |
|
Checking Overdraft
Protection Loans |
|
12.00% |
|
SmartLine Line of Credit |
|
8.49% |
|
Share Secured Loan |
|
3%%% over share dividend rate
|
|
Certificate Secured Loan |
|
5%%% over certificate dividend
rate |
1 APR = Annual Percentage
Rate. Rates shown reflect maximum discounts available.
Certain restrictions apply. Rates are subject to change
at any time. Rates are based on individual's
creditworthiness. |
|
