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Share Rates

Share Rates

Effective July 1, 2015
Rates subject to change without notice.

Share (Savings) Rates
Account Type Minimum
Balance to Open
Minimum
Balance to Earn Int/DIV
Dividend
Frequency
Dividend
Rate
Annual
Percentage
Yield
Regular Shares*

$5/$15 membership fee

$100.00 Monthly* .25% .25%
Account Type Minimum
Balance
Minimum
Balance to Earn Int/DIV
Interest
Frequency
Interest
Rate
Annual
Percentage
Yield
Christmas Club1 $5 None Annually .75% .75%
Young Millionaires Club** $5 $25.00 Monthly** .25% .25%
Vacation Club $25 $25 Monthly .25% .25%
Lighthouse Savings2 $100 $100 Monthly .55% .55%
Prime Checking*** N/A $1,000.00 Monthly

.05%

.05%
*$100 Average Daily Balance required to earn dividend
**$25 Average Daily Balance required to earn dividend
***$1,000 Average Daily Balance required to earn interestFees may reduce earnings on savings accounts.¹Christmas Club dividends paid October 31st annually
²Pledge Direct Deposit of at least $25 each payday required. Certain restrictions apply. Ask for details.
Regular Certificate Rates
Term Minimum
Balance
  Interest
Frequency
Interest
Rate
Annual
Percentage
Yield
6 Months $1,000   Monthly 0.60% 0.602%
12 Months $1,000   Monthly 0.80% 0.803%
24 Months $1,000   Monthly 1.0% 1.0%
36 Months $1,000   Monthly 1.50% 1.51%
48 Months $1,000   Monthly 1.70% 1.713%
60 Months $1,000   Monthly 2% 2.018%
Builder Certificate Rates
Account Type Minimum
Balance
  Interest
Frequency
Interest
Rate
Annual
Percentage
Yield
Six (6) Months $1,000   Monthly 0.60% 0.602%
Undergraduate Certificate Rates3
Account Type Minimum
Balance
  Interest
Frequency
Interest
Rate
Annual
Percentage
Yield
6 Months $500   Monthly 0.60% 0.602%
12 Months $500   Monthly 0.80% 0.803%
24 Months $500   Monthly 1.0% 1.0%
36 Months $1,000   Monthly 1.50% 1.51%
48 Months $1,000   Monthly 1.70% 1.713%
60 Months $1,000   Monthly 2% 2.018%
3For members aged 18 or less