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Online Banking

Credit Card Login

Contact Us:
727-442-7746 Phone
727-449-1637 Fax
727-447-1076 24-hr Telephone Banking

Share Draft

Share Draft (Checking) Accounts

Product Title Free Checking Rewards Checking Bright
Horizons Checking
Fresh Start Checking

Prime Checking

Age Requirement None None *Age 16-25 None

55& over

Market Middle Market Low/Mid Market Youth Market Low/Mid Market

Middle Market

Must open a share account Yes Yes Yes Yes Yes
Minimum to Open $0.00 $0.00 $0.00 $0.00 $0.00
Minimum Balance Requirement $0.00 $0.00 $0.00 $0.00 $1,000 (ACB**) to earn interest
Unlimited check Writing Yes Yes Yes Yes Yes
Free Debit Card Yes Yes Yes No – ATM Card only Yes
ATM Fees** No No No No No
POS Transaction Fees No No No No No
Free Home Banking/DANA Yes Yes Yes Yes Yes
Free Bill Pay Yes Yes Yes Yes Yes
Free Direct Deposit Yes Yes Yes Yes Yes
Overdraft Protection
from Savings
Yes –
$5.00 fee
Yes –
$5.00 fee
Yes –
$5.00 fee
Yes –
$5.00 fee
Yes –
$5.00 fee
Free E-Statements Yes Yes Yes Yes Yes
Charge for Check Printing Yes Yes Yes Yes Custom – 2 Free Boxes Annually
Debit Card Rewards No Yes No No No
Interest No No No No Yes, if ACB is $1,000
Monthly Service Charge No $3.00 No $9.95 No

* Age requirement used for marketing tool, no change in share type once they reach 25
** Eliminate charge after 4 free make them all free. Other Financial Institutions may charge a fee for use of their machine
*** Average Collected Balance

Biz Kids

Biz Kids